The Fairest Insurance
From The Fairest Peopl.

Standard & Non-Standard Policies!
Automatic 10% uplift in contents insurance at Christmas!
Cover available for garden rooms!
Options to insure your home business!
Fully online Quote & Buy!

Backed By Local Credit Unions

Quick Tips

Keep an inventory of your most valuable posessions
If you're unsure of your rebuild value visit the Society of Chartered Surveyors Ireland website
If you're looking to lower your premium, consider increasing your excess. This will help lower costs while mitigating risk.

What Is Home Insurance

Home insurance policies protects your home and your posessions. It means that you wont have to bear all of the financial stress if something should happen to your home. Whether it is a break in or a burst pipe. It is an incredibly important product for homeowners to invest in. After all your home will likely be the biggest purchase you ever make, it only makes sense that you protect it.

Types of Home Insurance

Standard Home Insurance

Luckily most homes fall into this category. It's the most straight-forward policy to get and keeps you protected against most eventualities.

Garden Room Insurance

Adding a garden room to your home increases the value and adds a lot of utility. When insuring one you will actually be adding it onto your existing cover.

Let Properties

If you are letting out a property then it is incredibly important that you seek home insurance. This will help protect you from any damage caused.

Unoccupied Homes

Unoccupied homes present an increased risk of long term damage or theft, making them harder to insure. Our insurance makes sure you don't need to bear additional risk.

Business Use

If you're operating a customer facing home business then it's important you seek appropriate insurance. Without specialised cover you risk claims being denied due to business activities.

Non-Standard Construction

Non-standard construction methods and materials can be harder to insure. But we believe that every home deserves equal protection including thatched roofs, listed properties or flat roof designs.

Standard & Non-Standard Home Insurance

Depending on your circumstances and your home you may require non-standard home insurance. In many ways non-standard policies and standard policies are simillar. They both serve the same overall purpose. However non-standard policies deal with increased or lesser understood risk, this usually means they have additional coverage, greater stipulations and/or higher premiums.

Despite the drawbacks it is still significantly better to get a non-standard policy than to risk having no home insurance policy in place and risking sifgnificant losses.

Buildings & Contents Insurance

Buildings Insurance covers the structure of your home and all of the permanent fixtures. This is generally also the cover that protects outbuildings like shed (or modular garden rooms). Contents Insurance covers everything within your home that isn't a peramanent fixture. This means everything from your clothes to your freezer.

Making sure you have adaquate cover for both is important to make sure you're not facing a heavy financial burden in the unfortunate event of a fire, break in or any other unforeseeable problem. Just remember that your Buildings Cover is tied to your rebuild value not your reseale value, and that your contents should be insured for the replacement value and we'll be here to help every step of the way.

As an added bonus our policies come with an automatic 10% uplift on your Contents Cover at Christmas. So you can rest easy at night that the presents under the tree are looked after.

Fair Cover For Every Home

Our home insurance offers you everything you need to keep your home safe and your peace of mind intact.

Water Damage

Protects you from damge caused by leaking or burst pipes as well as that caused by flooding.

Fire Damage

In the unfortunate event of a fire both your building and contents are covered for most damge.

Accidental Damage